QT Funded QT 1 Step BNPL: prices and rules (2026)
QT 1 Step BNPL from QT Funded is a 1-step challenge with 5 account sizes from 5K to 100K. The 100K account costs $2.50 + $575 activation fee, with a 6% profit target, 3% daily loss limit and 6% maximum loss. It is a pay-after-pass model: you pay a small amount to start and the rest (the activation fee) only if you pass.
QT 1 Step BNPL: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $2.50 + $70 activation fee | 6% | 3% | 6% | 80% |
| $10,000 | $2.50 + $130 activation fee | 6% | 3% | 6% | 80% |
| $25,000 | $2.50 + $220 activation fee | 6% | 3% | 6% | 80% |
| $50,000 | $2.50 + $400 activation fee | 6% | 3% | 6% | 80% |
| $100,000 | $2.50 + $575 activation fee | 6% | 3% | 6% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is trailing: the loss limit moves up as your account makes profit, so a good run followed by a bad one can cost you the account. There is a consistency rule (20% (funded only)): no single day may make up too much of your total profit. There is no time limit.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, QT 1 Step BNPL costs $2.50 + $575 activation fee.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
Our verdict
It's the cheapest option at this size among the firms we cover. Its Trustpilot rating is 3.6 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is QT Funded QT 1 Step BNPL at 100K?
$2.50 + $575 activation fee. Depending on account size, the price runs from $2.50 + $70 activation fee (5K) to $2.50 + $575 activation fee (100K).
What target and limits does QT 1 Step BNPL have?
The profit target is 6%. The maximum daily loss is 3% and the maximum overall loss is 6%, with trailing drawdown.
How often does QT 1 Step BNPL pay out?
Payout frequency: Every 14 days. Profit split: 80%.