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Pay-after-pass prop firms (2026)

With these models you pay a small amount to start (sometimes just $5) and the activation fee only if you pass. Fail, and you've lost very little.

The list (10 firms)

#FirmScoreStarting priceProfit split
1Blue Guardian logoBlue Guardian7.5/10$52 ($10 setup, balance after passinging)
$5,000 · Buy Now Pay Later
85%Visit firm*
2FundedElite logoFundedElite7.2/10$5 (+ $159 activation fee when funded)
$25,000 · Flash Activation
80%Visit firm*
3Maven Trading logoMaven Trading7.2/10$5 + $40 when funded
$2,000 · Buy Now, Pay Later Challenge
80%Visit firm*
4The5ers logoThe5ers6.7/10$95 + $205 after passing
$100,000 · Bootcamp 3-Step
80%Visit firm*
5Orion Funded logoOrion Funded6.3/10$7 + $69 activation fee
$5,000 · Orion Nova
80%Visit firm*
6Funded Trading Plus logoFunded Trading Plus6.2/10$4 + $179 after passing
$25,000 · Activation Account
80%Visit firm*
7For Traders logoFor Traders5.8/10$29 + $189 activation fee
$25,000 · Pay After Pass
80%Visit firm*
8Atmos Funded logoAtmos Funded5.8/10$5 (+ $79 activation fee when funded)
$10,000 · Nova
80%Visit firm*
9Top One Trader logoTop One Trader5.6/10$7 + $165 activation fee
$25,000 · Nova Challenge
80%Visit firm*
10QT Funded logoQT Funded5.5/10$2.50 + $70 activation fee
$5,000 · QT 1 Step BNPL
80%Visit firm*

List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.

Our top 3

  1. Blue Guardian – 85% split as standard
  2. FundedElite – News, hedging, martingale and grid allowed
  3. Maven Trading – Very low entry prices

How we picked

Programmes with a starting fee plus activation after passing are included.

The column shows the lowest starting fee, with the funding fee in brackets.

Frequently asked questions

Which prop firms offer pay after pass?

10 firms meet the criteria. The highest scoring are Blue Guardian, FundedElite, Maven Trading.

Does it cost more in the end?

Almost always. The starting fee plus activation usually adds up to more than a standard challenge. It's worth it if you expect a few failed attempts.