Pay-after-pass prop firms (2026)
With these models you pay a small amount to start (sometimes just $5) and the activation fee only if you pass. Fail, and you've lost very little.
The list (10 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* | |
| 2 | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* | |
| 3 | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* | |
| 4 | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* | |
| 5 | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* | |
| 6 | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* | |
| 7 | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* | |
| 8 | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* | |
| 9 | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* | |
| 10 | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Our top 3
- Blue Guardian – 85% split as standard
- FundedElite – News, hedging, martingale and grid allowed
- Maven Trading – Very low entry prices
How we picked
Programmes with a starting fee plus activation after passing are included.
The column shows the lowest starting fee, with the funding fee in brackets.
Frequently asked questions
Which prop firms offer pay after pass?
10 firms meet the criteria. The highest scoring are Blue Guardian, FundedElite, Maven Trading.
Does it cost more in the end?
Almost always. The starting fee plus activation usually adds up to more than a standard challenge. It's worth it if you expect a few failed attempts.