The cheapest prop firms (2026)

The list (15 firms)

#	Firm	Score	100K challenge from	Profit split
1	Blue Guardian	7.5/10	$239 2 Step Nano	85%	Visit firm*
2	Instant Funding	6.2/10	$259 One-Phase Micro	80%	Visit firm*
3	AquaFunded	7.3/10	$279.20 Two Step Pro	90%	Visit firm*
4	FundedElite	7.2/10	$299 Lite 2 Step	80%	Visit firm*
5	Maven Trading	7.2/10	$299 3-Step Challenge	80%	Visit firm*
6	OneFunded	5.0/10	$349 Value	80%	Visit firm*
7	Lark Funding	7.2/10	$370 3-Step Evaluation	80%	Visit firm*
8	Atmos Funded	5.8/10	$379 2-Step Plus	80%	Visit firm*
9	FXIFY	7.3/10	$399 Lightning	90%	Visit firm*
10	The5ers	6.7/10	$405 High Stakes New	80%	Visit firm*
11	Orion Funded	6.3/10	$409 Orion Select	80%	Visit firm*
12	City Traders Imperium	6.5/10	$449 1-Step Challenge	80%	Visit firm*
13	AIFO	4.8/10	$449 2-Step Core	80%	Visit firm*
14	Funding Traders	6.6/10	$459 2-Step Pro6	80%	Visit firm*
15	FundingPips	6.1/10	$466 2 Step Pro	80%	Visit firm*

List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.

Our top 3

1. Blue Guardian – 85% split as standard
2. Instant Funding – Lots of programmes and sizes
3. AquaFunded – 90% split (100% with an add-on)

How we picked

We take the cheapest evaluation challenge for a $100,000 account (1-, 2- or 3-Step) with at least an 80% split.

Instant accounts and pay-after-pass don't count, because their total cost works differently. Sorted by price.

Frequently asked questions