Prop firms with a 3-Step challenge (2026)
On a 3-Step the target per phase is small (often 5% or less) and the challenge is usually cheaper, but it takes longer to get funded.
The list (6 firms)
| # | Firm | Score | 100K challenge from | Profit split | |
|---|---|---|---|---|---|
| 1 |  FXIFY | 7.3/10 | $399 Three Phase | 90% | Visit firm* |
| 2 |  Lark Funding | 7.2/10 | $370 3-Step Evaluation | 80% | Visit firm* |
| 3 |  Maven Trading | 7.2/10 | $299 3-Step Challenge | 80% | Visit firm* |
| 4 |  The5ers | 6.7/10 | $95 + $205 after passing Bootcamp 3-Step | 80% | Visit firm* |
| 5 |  Orion Funded | 6.3/10 | $409 Orion Select | 80% | Visit firm* |
| 6 |  Fintokei | 6.1/10 | $419 StartTrader | 80% | Visit firm* |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Our top 3
- FXIFY – Huge choice of programmes and account sizes
- Lark Funding – No consistency rule
- Maven Trading – Very low entry prices
How we picked
Firms with a 3-Step challenge at 100K are included.
Sorted by overall score.
Frequently asked questions
Which prop firms offer 3-Step challenges?
6 firms meet the criteria. The highest scoring are FXIFY, Lark Funding, Maven Trading.