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challengecompare

The best instant funding prop firms (2026)

With instant funding there's no challenge: you pay and trade the funded account from the first day. It costs much more than a challenge, and the rules are often stricter.

The list (15 firms)

#FirmScoreCheapestProfit split
1Blue Guardian logoBlue Guardian7.5/10$27
$5,000 · Instant Starter
85%Visit firm*
2FXIFY logoFXIFY7.3/10$19
$2,500 · Instant Funding Lite
90%Visit firm*
3AquaFunded logoAquaFunded7.3/10$30.67
$2,500 · Instant Funding Standard
90%Visit firm*
4FundedElite logoFundedElite7.2/10$120
$7,000 · Instant
80%Visit firm*
5Lark Funding logoLark Funding7.2/10$200
$5,000 · Instant
80%Visit firm*
6Maven Trading logoMaven Trading7.2/10$15
$2,000 · Instant funding
80%Visit firm*
7FTMO logoFTMO7.0/10€169
$5,000 · Instant
90%Visit firm*
8Funding Traders logoFunding Traders6.6/10$179
$10,000 · Instant Funded
80%Visit firm*
9City Traders Imperium logoCity Traders Imperium6.5/10$79
$2,500 · Instant Funding
80%Visit firm*
10SpiceProp logoSpiceProp6.4/10€40
€1,000 · Jalapeño Lite
80%Visit firm*
11Orion Funded logoOrion Funded6.3/10$199
$5,000 · Orion Zero
80%Visit firm*
12Funded Trading Plus logoFunded Trading Plus6.2/10$249
$5,000 · Instant Funding
80%Visit firm*
13Instant Funding logoInstant Funding6.2/10$25
$2,000 · IF Starter
80%Visit firm*
14FundingPips logoFundingPips6.1/10$60
$5,000 · Zero
80%Visit firm*
15RebelsFunding logoRebelsFunding5.8/10€173
$5,000 · Diamond
75%Visit firm*

List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.

Our top 3

  1. Blue Guardian – 85% split as standard
  2. FXIFY – Huge choice of programmes and account sizes
  3. AquaFunded – 90% split (100% with an add-on)

How we picked

Firms with at least one instant account are included.

The column shows each firm's cheapest instant account and its size.

Frequently asked questions

Which prop firms offer instant funding?

15 firms meet the criteria. The highest scoring are Blue Guardian, FXIFY, AquaFunded.

Is instant funding worth it?

Only if you're already consistently profitable. You pay more to skip the challenge, and the loss limits are usually tighter.