Maven Trading Buy Now, Pay Later Challenge: prices and rules (2026)
Buy Now, Pay Later Challenge from Maven Trading is a 1-step challenge with 6 account sizes from 2K to 100K. The 100K account costs $5 + $589 when funded, with a 4% profit target, None (4% when funded) daily loss limit and 10% (8% when funded) maximum loss. It is a pay-after-pass model: you pay a small amount to start and the rest (the activation fee) only if you pass.
Buy Now, Pay Later Challenge: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $2,000 | $5 + $40 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
| $5,000 | $5 + $69 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
| $10,000 | $5 + $117 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
| $20,000 | $5 + $189 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
| $50,000 | $5 + $359 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
| $100,000 | $5 + $589 when funded | 4% | None (4% when funded) | 10% (8% when funded) | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is trailing: the loss limit moves up as your account makes profit, so a good run followed by a bad one can cost you the account. There is a consistency rule (20% consistency score (funded)): no single day may make up too much of your total profit. There is no time limit.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, Buy Now, Pay Later Challenge costs $5 + $589 when funded.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our verdict
It's the cheapest option at this size among the firms we cover. The firm has a good reputation (4.3 out of 5 on Trustpilot).
Frequently asked questions
How much is Maven Trading Buy Now, Pay Later Challenge at 100K?
$5 + $589 when funded. Depending on account size, the price runs from $5 + $40 when funded (2K) to $5 + $589 when funded (100K).
What target and limits does Buy Now, Pay Later Challenge have?
The profit target is 4%. The maximum daily loss is None (4% when funded) and the maximum overall loss is 10% (8% when funded), with static (trailing when funded) drawdown.
How often does Buy Now, Pay Later Challenge pay out?
Payout frequency: Instant. Profit split: 80%.