Instant Funding One-Phase Lite: prices and rules (2026)
One-Phase Lite from Instant Funding is a 1-step challenge with 5 account sizes from 5K to 100K. The 100K account costs $500, with a 9% profit target, 4% daily loss limit and 6% maximum loss.
One-Phase Lite: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $57 | 9% | 4% | 6% | 80% |
| $10,000 | $100 | 9% | 4% | 6% | 80% |
| $25,000 | $185 | 9% | 4% | 6% | 80% |
| $50,000 | $284 | 9% | 4% | 6% | 80% |
| $100,000 | $500 | 9% | 4% | 6% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is trailing: the loss limit moves up as your account makes profit, so a good run followed by a bad one can cost you the account. There is no consistency rule, so one very good day won't hold up a payout. There is no time limit.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, One-Phase Lite costs $500.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our verdict
There are 6 cheaper alternatives at the same size, so compare the rules before you decide. Its Trustpilot rating is 3.1 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is Instant Funding One-Phase Lite at 100K?
$500. Depending on account size, the price runs from $57 (5K) to $500 (100K).
What target and limits does One-Phase Lite have?
The profit target is 9%. The maximum daily loss is 4% and the maximum overall loss is 6%, with trailing drawdown.
How often does One-Phase Lite pay out?
Payout frequency: On request, then every 7 days. Profit split: 80%.