Instant Funding IF Starter: prices and rules (2026)
IF Starter from Instant Funding is a instant challenge with 7 account sizes from 2K to 200K. The 100K account costs $484, with a None profit target, 2% daily loss limit and 4% maximum loss.
IF Starter: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $2,000 | $25 | None | 2% | 4% | 90% |
| $5,000 | $38 | None | 2% | 4% | 90% |
| $10,000 | $69 | None | 2% | 4% | 90% |
| $20,000 | $119 | None | 2% | 4% | 90% |
| $50,000 | $289 | None | 2% | 4% | 90% |
| $100,000 | $484 | None | 2% | 4% | 90% |
| $200,000 | $939 | None | 2% | 4% | 90% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is static: the loss limit is set from the starting balance and doesn't climb with your profits, which gives you more room. There is a consistency rule (15%): no single day may make up too much of your total profit. Time limit: 24 hours from first trade.
Alternatives at 100K
instant challenges at 100K from other firms we cover, cheapest first. For reference, IF Starter costs $484.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| AquaFunded | $505.33 Instant Funding Standard | None (instant) | 5% |
| Blue Guardian | $623 Instant | None | 6% |
| Atmos Funded | $649 Instant Funding | None | 5% |
| Goat Funded Trader | $657 Instant HERO | None (instant) | 5% |
Our verdict
There are 2 cheaper alternatives at this size, but the price is competitive. Its Trustpilot rating is 3.1 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is Instant Funding IF Starter at 100K?
$484. Depending on account size, the price runs from $25 (2K) to $939 (200K).
What target and limits does IF Starter have?
The profit target is None. The maximum daily loss is 2% and the maximum overall loss is 4%, with static drawdown.
How often does IF Starter pay out?
Payout frequency: After the 24-hour window. Profit split: 90%.