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Instant Funding Instant Funding Lite: prices and rules (2026)

Instant Funding Lite from Instant Funding is a instant challenge with 7 account sizes from 1.25K to 80K. The 10K account costs $367, with a None profit target, 4% daily loss limit and 10% maximum loss.

Instant Funding Lite: prices by account size

AccountPriceTargetDaily lossMax lossSplit
$1,250$67None4%10%80%
$2,500$103None4%10%80%
$5,000$191None4%10%80%
$10,000$367None4%10%80%
$20,000$719None4%10%80%
$40,000$1,479None4%10%80%
$80,000$2,959None4%10%80%

List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.

Key rules

TypeInstant
DrawdownSmart (10%, locks to 5% after +5%)
Minimum daysNone
Time limitUnlimited
Consistency ruleNone
Payouts14 days, then weekly
Profit split80%

The drawdown is static: the loss limit is set from the starting balance and doesn't climb with your profits, which gives you more room. There is no consistency rule, so one very good day won't hold up a payout. There is no time limit.

Alternatives at 10K

instant challenges at 10K from other firms we cover, cheapest first. For reference, Instant Funding Lite costs $367.

FirmPriceTargetMax loss
Maven Trading$37
Instant funding
None (instant)3%
AquaFunded$78.67
Instant Funding Standard
None (instant)5%
FXIFY$85
Instant Funding Lite
None4%
FundingPips$88
Zero
None (instant)5%
Blue Guardian$100
Instant
None6%
Goat Funded Trader$107
Instant HERO
None (instant)5%

Our verdict

There are 6 cheaper alternatives at the same size, so compare the rules before you decide. Its Trustpilot rating is 3.1 out of 5, so read recent reviews before you buy.

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Frequently asked questions

How much is Instant Funding Instant Funding Lite at 10K?

$367. Depending on account size, the price runs from $67 (1.25K) to $2,959 (80K).

What target and limits does Instant Funding Lite have?

The profit target is None. The maximum daily loss is 4% and the maximum overall loss is 10%, with smart (10%, locks to 5% after +5%) drawdown.

How often does Instant Funding Lite pay out?

Payout frequency: 14 days, then weekly. Profit split: 80%.