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FTMO vs FundingPips: which prop firm is better? (2026)

We compare FTMO and FundingPips using the same data: published prices, published rules and Trustpilot ratings. The full table and our verdict are below.

Point by point

FTMOFundingPips
Score7.0/106.1/10
Trustpilot4.84.5
Profit split90%80%
Max leverageup to 1:100up to 1:100
100K challenge from€499 (1-Step Standard)$466 (2 Step Pro)
Programmes35
PlatformsMT4, MT5, cTrader, TradingViewMT5, cTrader, Match-Trader, TradeLocker
Payouts viaBank Transfer, CryptoBank Transfer, Crypto
News tradingRestricted–
Weekend holdingRestricted–
Expert advisors (EAs)AllowedRestricted
HedgingAllowed–
ScalpingAllowed–
Copy tradingNot allowedRestricted
MartingaleRestricted–

Our verdict

On our scores, FTMO (7.0) comes out ahead of FundingPips (6.1).

FundingPips has the cheaper 100K challenge ($466); the cheapest at FTMO costs €499.

Customers rate FTMO higher: 4.8 out of 5 on Trustpilot against 4.5.

FTMO allows more trading styles (news, EAs, weekend holding and so on).

  • Choose FTMO if you want better customer reviews, a higher profit split, the MT4, TradingView platform.
  • Choose FundingPips if you want a cheaper challenge, more programmes to choose from, the Match-Trader, TradeLocker platform.

The two firms in brief

FTMO

FTMO, based in Prague, is one of the longest-running prop firms in Europe. You can pick a 2-Step or a 1-Step challenge on accounts from $10,000 to $200,000, and on the 2-Step the fee comes back with your first payout. It is the benchmark most other firms are measured against.

FundingPips

FundingPips started in Dubai in 2022 and has grown into one of the biggest names in the industry. It runs five models: a 1-Step, three 2-Step variants and Zero, an instant account with no evaluation. Unusually, you choose how often you get paid, and the less often you withdraw, the bigger your share.

Frequently asked questions

Which is better, FTMO or FundingPips?

On our scores, FTMO (7.0) comes out ahead of FundingPips (6.1).

Which is cheaper, FTMO or FundingPips?

FundingPips has the cheaper 100K challenge ($466); the cheapest at FTMO costs €499.

Can I have accounts with FTMO and FundingPips at the same time?

Yes. You can buy challenges from several firms at once. What almost every firm bans is copying trades between different people's accounts or hedging across firms.